Real estate appraisal services for homeowners in the city of Cranston and Providence County

Here are the top seven reasons RI homeowners hire AMC Appraisal Co., Inc:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a RI property tax assessment
Remove PMI to lower their mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Own a house in or near Cranston, RI and need help determining the price of it?
Contact AMC Appraisal Co., Inc.

We at AMC Appraisal Co., Inc understand the unique needs of a homeowner seeking appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at AMC Appraisal Co., Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you rid themselves of undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from AMC Appraisal Co., Inc is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be unsuitable from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. AMC Appraisal Co., Inc can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.